In Blackjack, you and the dealer are dealt two cards to start. The objective of Blackjack is to accumulate cards that add up closer to 21 than that of the dealer’s cards, without going over 21. Cards are worth their face value with the exception of Kings, Queens, and Jacks which are each worth 10 and Aces which are worth either 1 or 11. If the value of your hand is closer to 21 than that of the dealer you win. If the value of the dealer’s hand is higher than yours you lose. If the hands are of equal value the deal is a push and your money is returned. If you have a total of 22 or higher (a busted hand), you lose regardless of whether the dealer also busts. Learn now the Blackjack game rules.

Blackjack is probably the most popular casino game. If you have never played blackjack and/or want to learn the game rules, read this article, and I hope you will be clarified about the game.

First of all, I assume that: 

Blackjack is played and programmed according to Atlantic City Blackjack rules.

Authority: New Jersey Casino Control Commission.

Rule Exceptions: The cards are shuffled after each hand, pairs may not be re-split, and players may not draw additional cards on split Aces.

Summary of rules:

  1. 8 52-card decks are used
  2. The deck is re-shuffled after each hand
  3. Dealer stands on all 17’s
  4. Doubling after splitting allowed
  5. No re-splitting of cards allowed
  6. No surrender
  7. Only one additional card allowed on each Ace when splitting a pair of Aces

How to play:

The Blackjack game we are describing here is played with eight fifty-two card decks. There are other types of Blackjack, with different rules and/or different number of decks. We will concentrate here on Atlantic City Blackjack, with eigth decks.

After each game has been played, the used cards are shuffled back into the deck. All face cards are valued at ten and the cards from 2-10 are valued as indicated, at face value. Aces can be valued at either one or eleven; if counting the Ace as eleven would put the hand over twenty-one, the Ace is automatically counted as one instead. You do not need to specify which value the Ace has as it’s always assumed to have the value that makes the best hand. The value of a hand is the sum of the values of the individual cards. For example, a hand containing a Jack, 3, and 4 has a value of 17.

Betting: Your chips are stacked by denomination ($1, $5, $25, $100, $500). Select the amount you would like to wager on a given hand by clicking the left mouse button on the chip of that denomination. The amount wagered per hand may be increased or decreased by placing the mouse on the stack that you wish to add or subtract to your bet. Each time you click the left mouse button you will add a chip from that pile to your planned wager amount. Likewise by clicking on the right mouse button you can decrease your planned wager amount. You may repeat your last bet clicking on the rebet button or other specified for that effect (depending on the software you are playing blackjack).

To start: You begin a hand of blackjack by placing a bet on the table as described above. You will then receive two cards face up. The dealer will receive one card face up and one face down. Once you have been dealt your two cards (and based on the nature of these cards) you can do the following by clicking with the left mouse button on the appropriate button:


Requests another card. You can request a hit as many times as you like, but if your total goes over twenty-one, you will “bust” and lose the hand. Remember, if your hand sums up more than 21, the dealer automatically win.


Requests that you receive no more cards. The hand as it currently stands will be judged against the dealers.


If you have two cards of the same denomination, a Split button will appear. This option will only be active immediately after you receive your first two cards. You can split your cards into two hands and play each hand separately. Your original bet will be duplicated for the new hand. Each hand will be played out as usual except when splitting Aces, where only one additional card per hand is dealt. The split option can only be used once per hand – you cannot split part of a split hand. Any winning 21 obtained after splitting a pair is paid 1-to-1. In these cases, a 21 is not considered as a natural blackjack.

Double Down:

If you select this option, three things will happen: you will get exactly one more card, your turn will end, and your bet will be doubled. This option will only be active immediately after you receive your first two cards.


Whenever the dealer’s up-card is an Ace, the player has the option of taking insurance for half the amount of the bet, in order to protect against a dealer natural blackjack.

If you wish to take insurance, click on the “Insurance” button. If you do not wish to take insurance, you simply click on the “Pass” button to proceed with the rest of the hand.

When you buy insurance, you are effectively betting on the fact that the dealer’s down card is a ten or face card, ie. a natural blackjack.

If the dealer does have a 10 ranking card, the player is immediately paid 2-to-1 on the insurance bet, but the original wager is lost unless the player too has a blackjack and pushes with the dealer. If the dealer does not have a natural blackjack, the rest of the hand is played out as usual, and you lose your insurance money.

If you eventually win the hand, you will get back your original bet plus the same amount in profit.

If you win with a natural blackjack, you will be paid off at 3-to-2 odds, which means you get your original bet back plus 150% profit. (So if you bet $50 and win with a natural twenty-one blackjack, you get $50 (your bet) plus $75 (your bet plus half of your bet), which totals to $125. Remember that to be paid of at 3-to-2 odds you must have a natural blackjack. If your hand sums up 21 but is not composed of an Ace and a card with a value of ten (Ten, Jacks, Queen, or King), we do not have a natural blackjack, and you will be paid at 2-to-1 odds.

Blackjack Payoffs:

Result Payoff
Winning Hand 1 to 1
Blackjack 3 to 2
Insurance 2 to 1

Betting Limits:

Depends on the casino but usually the minimum is $2 and the maximum can go over $500.
If you want to bet more than the table allows, you may ask the casino to raise your limits. Some casinos will do that.

I hope you are now clarified about the blackjack game. In order to learn better, you may wish to choose a casino from our casino directory, and start playing blackjack. You can playblackjack for free with no real money at almost all casinos, and all casinos have the blackjack game.